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I want to know about this insurance - that's exactly what I need. I am not one to needlessly run to the hospital - in fact I avoid it as much as I can - but I would like insurance in case I have a bad accident and need surgery etc.

The only plans I found were "free pills, and 10k max coverage" or something ridiculous like that. I need the opposite.



Check out plans with hospital/catastrophe cover. Blue Cross, Aetna, etc. have such plans. Also check out http://www.healthcare.gov/index.html


I signed up for something similar (I haven't actually used it yet however) from http://ehealthinsurance.com

The site domain sounds like a spam dump, but their signup system is nice. You pick your policy plan online and then a representative calls you to confirm and interview you before signing you up and sending you the policy packet.

I was paying $198/month for my COBRA plan, but am now paying for $115/month for a high-deductible plan.




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